Buyers
“Ask about your neighbors, then buy the house.” --Jewish Proverb
Purchasing a home is a daunting task that leaves many home buyers wondering where to start.
Here is how you can go about getting yourself ready.
If you get stuck along the way give me a call and I can help you get pointed in the right direction.
Order a Free Credit Report.
Give yourself time to clean up a credit report that contains mistakes. Dispute errors. Try to reduce your monthly debt obligations now by paying down those loan balances.
AnnualCreditReport.com is the only authorized source to get your free annual credit report under federal law. The Fair Credit Reporting Act guarantees you access to a free credit report from each of the three nationwide reporting agencies — Experian, Equifax, and TransUnion — every twelve months.
Find a Lender.
Check out places to get a mortgage and compare rates and fees. Start with your own financial institution, then interview a few mortgage brokers and choose a loan product you completely understand.
Determine a Down Payment.
The more you put down, the lower your monthly mortgage payment. Here are 12 places to find a down payment.
Consider FHA Loans.
FHA loans carry competitive interest rates, come with minimum down payment requirements and allow sellers to pay some or all of your closing costs.
Get a Preapproval Letter.
Showing the seller you are already preapproved for a loan gives you an edge during offer negotiation.
!! Contact Cara !!
When you are ready to start looking call, e-mail, or text me. I'll help you find what you are looking for.
Purchasing a home is a daunting task that leaves many home buyers wondering where to start. Here is how you can go about getting yourself ready. If you get stuck along the way give me a call and I can help you get pointed in the right direction.“Ask about your neighbors, then buy the house.” --Jewish Proverb
Order a Free Credit Report.
Give yourself time to clean up a credit report that contains mistakes. Dispute errors. Try to reduce your monthly debt obligations now by paying down those loan balances. AnnualCreditReport.com is the only authorized source to get your free annual credit report under federal law. The Fair Credit Reporting Act guarantees you access to a free credit report from each of the three nationwide reporting agencies — Experian, Equifax, and TransUnion — every twelve months.
Find a Lender.
Check out places to get a mortgage and compare rates and fees. Start with your own financial institution, then interview a few mortgage brokers and choose a loan product you completely understand.
Determine a Down Payment.
The more you put down, the lower your monthly mortgage payment. Here are 12 places to find a down payment.
Consider FHA Loans.
FHA loans carry competitive interest rates, come with minimum down payment requirements and allow sellers to pay some or all of your closing costs.
Get a Preapproval Letter.
Showing the seller you are already preapproved for a loan gives you an edge during offer negotiation.
!! Contact Cara !!
When you are ready to start looking call, e-mail, or text me. I'll help you find what you are looking for.
